What is a personal checking account?

A checking account is a type of bank account that allows you to deposit and withdraw funds as needed. It typically comes with a debit card and may offer various features such as online banking, bill pay, and mobile banking.

What are the fees for Personal Checking account?

The monthly service charge for Personal Checking account varies based on your account balance. You only pay for over 40 checks if your balance is less than $600. The fee structure is as follows: • $600 and over: No monthly service charge or per debit item fee • $599 - $400: $6.00/month + debit item fee more than 40 debit items (check & ACHs) per month $0.20 each. • $399 - $200: $8.00/month + debit item fee more than 40 debit items (check & ACHs) per month $0.20 each. • $199 and below: $10.00/month + debit item fee more than 40 debit items (check & ACHs) per month $0.20 each.

What is the minimum deposit requirement for Personal Checking account?

You must deposit $100.00 to open a Personal Checking account.

What documents are needed to open a checking account?

To open a checking account, you'll typically need to provide a government-issued ID such as a driver's license, passport, or state ID. You'll also need to provide proof of address, such as a utility bill or lease agreement. Contact your local branch for more information on specific document requirements.

Personal Checking Account

Keep Your Finances on Track with Personal Checking Account

Citizens State Bank is dedicated to providing our customers with personalized banking services that cater to their unique financial needs. Our Personal Checking account is designed to offer convenience and flexibility while helping you manage your finances with ease. We are committed to serving the small towns of Colorado and being a trusted financial partner for our community.

No Extra Costs, No Worries: Manage Your Money Effectively

Our Personal Checking Account offers several features that can benefit our customers, including:

- Write Up to 40 Checks per Month at No Cost: You can write up to 40 checks per month at no cost, and only pay $0.20 per extra check. This means you can manage your transactions with ease without worrying about any extra fees.
- Large Number of Transactions: Our Personal Checking Account offers a large number of transactions, so you can make deposits, withdrawals, and transfers whenever you need to.
- Receive Printed Statement at No Charge: You can receive a printed statement at no charge, so you can keep track of your account activity and balance.
- Access to Online Banking and Debit Cards: You can access your account online and use your debit card to make purchases and withdraw cash from ATMs.
- Flexible Fee Structure: Our Personal Checking Account offers a flexible fee structure, where you only pay for over 40 checks if your balance is less than $600. The monthly service charge varies based on your account balance, ensuring that you only pay for what you need.

Open Your Personal Checking Account Today: Apply Online or Visit a Branch Near You

If you're looking for a flexible and convenient checking account that offers several features, Personal Checking account from Citizens State Bank is the right choice for you. You can start the application process online or visit one of our local branches in Ouray, Ridgway, Silverton, Naturita and Telluride. Our friendly and knowledgeable staff will be happy to assist you with the account opening process and answer any questions you may have.