Why should I open a business savings account?

A business savings account can help you build a financial safety net, save for future investments, and manage cash flow more effectively, ultimately contributing to your business's stability and growth.

Are there limits on transfers and withdrawals from a business savings account?

Yes, this account allow up to 6 transfers from your account per month. However, you can make unlimited in-person or ATM transfers and withdrawals. Our business savings account also offers up to 2 free withdrawals per month, with a $1.00 fee for each additional withdrawal.

Is there a minimum balance required for a business savings account?

Our business savings account requires a minimum initial deposit of $25. There are no ongoing minimum balance requirements, making it easy for businesses of all sizes to maintain and grow their savings.

Can I access my business savings account online?

Yes, our business savings account includes online banking access, allowing you to monitor your account, make transfers, and manage your finances at your convenience.

How is the interest calculated on a business savings account?

Interest on a business savings account is typically calculated using the daily balance method and credited to your account periodically. For specific interest rates and terms, please contact us or visit one of our local branches.

Business Savings Account

Your Colorado Business Can Save More with Citizens State Bank

At Citizens State Bank, we're committed to supporting businesses in Ouray, Ridgway, Silverton, Naturita, and Telluride through personalized banking solutions. Our business savings account is designed to help your company grow by offering a secure and convenient way to save for future investments, emergencies, or growth opportunities. As your community bank, we provide a professional yet friendly approach to banking, ensuring you receive the personalized attention and expert advice your business deserves.

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Save for Success: Discover Our Business Savings Account Features

Our business savings account is designed to support your business's financial needs and growth aspirations. The benefits of our account include:

An accessible initial deposit of $25 makes it easy for businesses of all sizes to start saving. This low barrier to entry helps you focus on building a secure financial future for your company.
Up to 6 transfers from your account per month provide flexibility in managing your funds. This feature allows you to move money between accounts with ease, ensuring your finances are always aligned with your business goals.
Unlimited in-person or ATM transfers and withdrawals offer you the convenience of accessing your funds whenever needed. Whether you visit one of our local branches or use an ATM, your money is always within reach.
Enjoy up to 2 withdrawals per month at no cost, with a nominal fee of $1.00 per extra withdrawal. This cost-effective structure supports your business's financial management while encouraging responsible savings practices.
Online banking access ensures that you can monitor and manage your savings account from anywhere, anytime. This user-friendly feature helps you stay in control of your business's financial health and make informed decisions.

Open A Business Savings Account in Colorado Today.

Are you ready to build a solid financial foundation for your business? Start the application process online or visit one of our local branches in Ouray, Ridgway, Silverton, Naturita, or Telluride. Our dedicated team is here to help you set up your business savings account and provide personalized financial solutions that cater to your business's unique needs. Join our growing community of satisfied business owners and let us support you on your journey to success.

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