What can an Agricultural Loan be used for?

It can be used for a variety of agricultural needs, including purchasing land, buying equipment, financing livestock, or covering operational costs.

What is the term of an Agricultural Loan?

The term varies depending on the type of loan and the specific needs of the borrower.

How quickly can I get an Agricultural Loan?

We aim to process applications promptly. The timeframe can vary based on the loan type and the completeness of the application.

Do I need to provide collateral for an Agricultural Loan?

Most agricultural loans require collateral, typically in the form of farmland, livestock, or equipment.

Can I use an Agricultural Loan to purchase used equipment?

Yes, Agricultural Equipment Loans can be used for both new and used farming equipment.

Agriculture Loans

Empowering Colorado Ranchers with Agricultural Loans

Citizens State Bank is a community-oriented financial institution serving the towns of Ouray, Ridgway, Silverton, Naturita, and Telluride. Rooted in our commitment to local growth, we're proud to offer agricultural loans tailored to meet the unique needs of farmers, ranchers, and agricultural business owners in our community.

We understand that agriculture is the backbone of our local economy, and we're here to support that important work. From farm ownership loans to agricultural equipment loans, we've crafted a suite of financial products designed to facilitate the growth and sustainability of your agri-business.

Contact Our Business Team

Nurture Your Colorado Farm with Our Custom Loan Options

At Citizens State Bank, we offer a variety of Agricultural Loans to help your operations flourish. Whether you're seeking ranch operating loans for daily expenses, land purchase loans for farms to expand your property, or financing for livestock purchase to grow your herds, our flexible loan options have got you covered.

We also recognize that seasonal changes can affect your cash flow. That's why we provide feed and seed loans to help manage these cyclical costs, ensuring your crops and livestock are taken care of year-round.

Apply for a Ranch or Farm Loan in Colorado Today

If you're based in Ouray, Ridgway, Silverton, Naturita, or Telluride, we're ready and eager to help you reach your agricultural goals. We invite you to visit your nearest Citizens State Bank branch or connect with our Business Lending Team to discuss how our Agricultural Loans can cater to your unique needs.

Don't let financial challenges hinder your agricultural ambitions. Get in touch with us today and let's work together to grow your agricultural enterprise.

Contact Our Business Team