Do I need a separate business checking account for my business?

Yes, having a separate business checking account can help you manage your finances more efficiently, maintain accurate records, and protect your personal assets.

Can I have more than one business checking account?

Yes, you can open multiple business checking accounts for different purposes, such as payroll, expenses, or tax payments. This can help you better organize and manage your finances.

How do I qualify for a business checking account?

To open a business checking account, you will need to provide proof of your business's registration, your Employer Identification Number (EIN), and other required documents. Please contact us for a complete list of requirements.

Are there any fees associated with a business checking account?

Our business checking account comes with a $10.00 monthly service charge if your daily balance falls below $1,000. Additionally, there is a $0.20 fee for each check or ACH transaction beyond the first 40 per month.

Can I access my business checking account online?

Yes, our business checking account includes online banking access, allowing you to monitor your account, make transactions, and manage your finances at your convenience.

Business Checking Account

Q: How do I deposit checks into my business checking account?

You can deposit checks through our mobile banking app, by visiting one of our local branches in Ouray, Ridgway, Silverton, Naturita, or Telluride, or by utilizing night depository services at our branches.

Apply for a Business Checking Account

Your Hassle Free Business Checking Account in Colorado

At Citizens State Bank, we understand the unique needs of business owners in Ouray, Ridgway, Silverton, Naturita, and Telluride. As your community bank, we are committed to providing personalized banking solutions that cater to your business's financial requirements. Our business checking account is designed to offer convenience, flexibility, and a range of features that help your business grow and thrive.

We pride ourselves on fostering long-lasting relationships with our clients, offering a professional yet friendly approach to banking. As a Citizens State Bank customer, you can expect unparalleled customer service and the support of a team that genuinely cares about your success.

Optimize Your Business Finances with Our Versatile Checking Account

Ready to experience the Citizens State Bank difference? We invite you to start the application process online or visit one of our local branches in Ouray, Ridgway, Silverton, Naturita, or Telluride. Our dedicated team is eager to help you set up your business checking account and provide personalized solutions tailored to your business's unique needs. Join our growing community of satisfied business owners and let us help you reach new heights.

Apply for a Local Business Checking Account in Colorado Today

Our business checking account is crafted to support the financial needs of small and medium-sized businesses. The benefits of our account include:

Low startup cost: A low initial deposit of $100 helps you kickstart your banking journey without breaking the bank. This affordable starting point allows you to focus on your business operations and growth.
Free Transactions: Enjoy up to 40 free checks/ACH transactions per month, catering to your day-to-day business needs. For additional transactions, a nominal fee of $0.20 per check/ACH is charged, ensuring you maintain cost-effective operations.
Low Fees: With a daily balance of $1,000 or more, you'll benefit from no service charge or per debit item fee. This feature rewards you for maintaining a healthy account balance and encourages sound financial management.
Online Banking: Our online banking access provides the convenience of managing your account from anywhere, anytime. This user-friendly feature allows you to monitor your finances, make transactions, and stay in control of your business's financial health.

With these features, our business checking account offers convenience and cost-saving benefits designed to support your day-to-day operations and long-term growth.